Frequently Asked Questions Regarding Life Insurance Companies

How safe are structured settlement annuities?

Who guarantees that the annuity payments will always be made to the claimant in a structured settlement?

What is the best life insurance company to use?

Only about 25 life insurance companies make a market in providing single premium annuities for structured settlement cases. They range in financial size but all are considered quality life insurance companies. The very largest carriers are seldom continuously competitive in their pricing, but do lend an element of financial strength to the case - important if the negotiation requires large future payouts over many years. Oftentimes the most price competitive carrier offers the same services and guarantees as the larger institutions but at a substantial savings that can result in larger benefits.